John Lewis Partnership Card: Turn Everyday Shopping into Rewards

The John Lewis Partnership Credit Card transforms your everyday spending into valuable rewards, offering points on purchases at John Lewis, Waitrose, and beyond, with exclusive perks for cardholders.


Double Points Welcome Offer: Enjoy 10 points for every £4 spent at John Lewis and Waitrose for your first 60 days.
Ongoing Shopping Rewards: Earn 5 points for every £4 spent at John Lewis and Waitrose after the introductory period, plus 1 point per £10 spent elsewhere.
Automatic Vouchers: Receive £5 gift vouchers for every 500 points automatically, sent up to 3 times a year to spend at John Lewis and Waitrose.
Exclusive Cardholder Perks: Access special offers, prize draws, and opportunities to boost your points throughout the year.
John Lewis Partnership Credit Card

The John Lewis Partnership Credit Card is designed for regular shoppers at John Lewis and Waitrose who want to maximize the value of their everyday spending. By converting purchases into valuable points that become gift vouchers, this card rewards your loyalty whilst providing flexible credit facilities for managing your shopping expenses. Whether you're updating your wardrobe, purchasing homeware, or doing your weekly shop, every transaction brings you closer to your next reward.

Start Strong with Double Points

New cardholders benefit from an attractive welcome offer that accelerates your points earning from day one. For the first 60 days after opening your account, you'll earn double points on eligible purchases at John Lewis and Waitrose—equivalent to 10 points for every £4 spent. This introductory bonus allows you to quickly accumulate points towards your first gift voucher, making it an ideal time to plan larger purchases or stock up on essentials at Waitrose.


Earn Points on Every Purchase

After the initial double points period, the card continues to reward your spending with a generous standard earn rate. You'll collect 5 points for every £4 spent on eligible purchases at John Lewis and Waitrose, ensuring your regular shopping trips consistently contribute to your rewards balance. Additionally, the card earns 1 point for every £10 spent elsewhere, meaning you can accumulate points even when shopping at other retailers, paying bills, or making everyday purchases outside the Partnership stores.

Automatic Gift Vouchers Made Simple

One of the most convenient features of the John Lewis Partnership Card is the automatic conversion of points into gift vouchers. Every 500 points you earn is automatically converted into a £5 gift voucher, which is sent to you up to three times per year. These vouchers can be spent on anything you like at John Lewis and Waitrose, from groceries and fashion to electronics and homeware. There's no need to remember to claim your rewards or navigate complex redemption processes—your vouchers arrive automatically, ready to use.

Exclusive Cardholder Benefits

Beyond the standard points earning structure, John Lewis Partnership Card holders enjoy access to exclusive perks throughout the year. These include special cardholder-only offers that provide opportunities to earn bonus points on specific purchases or product categories. You'll also be entered into regular prize draws and have access to seasonal promotions designed to boost your points balance. These additional benefits add significant value to the card, making it more than just a standard rewards credit card.

Learn More About Rewards Credit Cards

Convenient Account Management

Managing your John Lewis Partnership Credit Card is straightforward thanks to the dedicated mobile app and online account access. Through these platforms, you can track your points balance in real-time, monitor your spending, view your transaction history, and manage your monthly payments. The app also supports secure mobile payments through Apple Wallet and Google Wallet, allowing you to make contactless payments with your smartphone whilst still earning points on every transaction.

Security and Support Features

Your financial security is protected through advanced fraud monitoring systems that track your account for suspicious activity 24/7. Should you need assistance, customer support is readily available through secure online chat accessed via the app or website, ensuring you can resolve queries quickly and conveniently. The card also includes standard credit card protections such as Section 75 coverage for eligible purchases between £100 and £30,000, providing additional peace of mind when making significant purchases.

Additional Features:

Mobile Payments: Add your card to Apple Wallet or Google Wallet for secure, contactless payments wherever you shop, whilst continuing to earn points.
Points Calculator: Use the online points calculator to estimate how quickly you can earn vouchers based on your typical spending patterns.
Flexible Payments: Choose to pay your balance in full each month to avoid interest charges, or spread costs with minimum payments when needed.
Section 75 Protection: Benefit from additional consumer protection on purchases between £100 and £30,000 under Section 75 of the Consumer Credit Act.

Important Information

Representative Example: Representative 29.9% APR (variable), based on an assumed credit limit of £1,200. Purchase rate: 29.95% p.a. (variable).

Eligibility: Credit subject to status. 18+ years. UK residents only. Terms and conditions apply. New applicants must have 12 months of UK address history, a UK mobile phone number, email address, and cannot have held a Partnership Credit Card in the last 12 months.

Important: Missed or late payments may result in additional charges and could affect your credit rating. Always check the current terms, interest rates, and fees on the John Lewis Finance website before applying.

John Lewis Finance Limited is a credit broker, not a lender, introducing the Partnership Credit Card under exclusive arrangements with NewDay Ltd. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 690292).