TopFinance UK

Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY, AS YOUR USE OF THE SITE INDICATES YOUR ACCEPTANCE OF THESE TERMS.

The platform uk.topfinanzas.com (the "Platform" or "Site") is owned and operated by Top Networks Inc. ("Top Networks," "we," "our," or "us"), a company incorporated under the laws of Panama with operations in the United Kingdom. Our Site provides financial information and product recommendations, offering informative resources and analysis of various financial services and products, such as credit cards, loans, and investment opportunities.

These Terms and Conditions of Use (the "Terms") are available to users at all times and apply in conjunction with our Privacy Policy. By using or accessing the Site, you confirm that you have read, understood, and agree to these Terms. If you do not agree with all the Terms, please do not use the Site.

1. About uk.topfinanzas.com

uk.topfinanzas.com is a website created to inform users about financial products and services offered by partner companies. Its aim is to help users select products that meet their specific financial needs and preferences.

When we use "Top Networks," "we," or "our," we are referring to Top Networks Inc.; similarly, when we use "you" or "user," we are referring to individuals who consent to these Terms and access the Site.

The Platform facilitates connections to financial products offered by third-party institutions. The use of these services or products may require additional registration and will be subject to the terms and privacy practices established by those institutions. Top Networks Inc. does not participate in the legal relationship between the user and these partner companies.

2. User Responsibilities for Access

The user is responsible for obtaining the necessary equipment (computer, smartphone, tablet) and software (browser) required to access the Site, as well as maintaining a secure browsing environment. This includes updating antivirus, firewall, and other cybersecurity tools to mitigate potential risks.

3. Access and Use of the Site

In general, prior registration is not required to access the Site's content. However, certain services may require user registration. By registering, you confirm that:

  • You are at least 18 years of age.
  • The information provided is accurate, complete, and up-to-date.
  • You will maintain the accuracy of your information and promptly update it as necessary.

If you provide false, incomplete, or outdated information, Top Networks Inc. reserves the right to suspend or terminate your access to the Site without notice.

4. Data Collection and Usage

By accepting these Terms, you consent to the collection and processing of data, including but not limited to:

  • Personal Identification Data: Name, email, phone number, government ID, address.
  • Financial Information: Income details, credit status, and employment information as needed for financial assessments.

For details on our data handling practices, please refer to our Privacy Policy.

5. Accuracy of Information

Top Networks Inc. endeavors to provide accurate and current information on the Site. However, we do not guarantee that the content will be error-free or always available. Access may be affected by factors outside our control, such as internet provider issues or technical maintenance.

6. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Top Networks Inc. or its content providers and is protected by international copyright laws.

The trademarks, service marks, and logos used and displayed on the Site are registered and unregistered trademarks of Top Networks Inc. or third parties. Nothing on the Site should be construed as granting any license or right to use any trademark without the written permission of Top Networks Inc. or the third party that owns the trademarks.

7. Prohibited Activities

When using our Site, you agree not to:

  • Use the Site in any way that violates any applicable UK or international law or regulation
  • Impersonate or attempt to impersonate Top Networks, a Top Networks employee, another user, or any other person or entity
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
  • Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose
  • Introduce viruses, Trojan horses, worms, logic bombs, or other harmful material
  • Attempt to gain unauthorised access to, interfere with, damage, or disrupt any part of the Site

8. Links and Third-Party Content

The Site may contain links to third-party websites, services, or content that are not owned or controlled by Top Networks Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We do not warrant the offerings of any of these entities/individuals or their websites. You acknowledge and agree that Top Networks Inc. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services available on or through any third-party website or service.

9. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TOP NETWORKS INC. DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses or other harmful components.

THE DISCLAIMERS AND LIMITATIONS IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. THE SERVICES AND INFORMATION PROVIDED ON WWW.TOPFINANZAS.COM ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED. TOP NETWORKS INC. STRIVES TO MAINTAIN ACCURATE AND FUNCTIONAL SERVICES, BUT WE CANNOT GUARANTEE THE CONTINUOUS OPERATION OR ACCESSIBILITY OF THE SITE, NOR CAN WE GUARANTEE FREEDOM FROM ERRORS OR INACCURACIES.

A) No Warranties

TOP NETWORKS INC. EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, OR NON-INFRINGEMENT, AS WELL AS ANY WARRANTIES ARISING OUT OF USAGE OR TRADE PRACTICE. USERS ASSUME ALL RISK FOR ANY AND ALL DAMAGES THAT MAY RESULT FROM THEIR USE OF OR ACCESS TO THE SITE. TOP NETWORKS INC. IS NOT RESPONSIBLE FOR THE LOSS, DAMAGE, OR UNAVAILABILITY OF INFORMATION USERS SUBMIT, AND USERS ARE RESPONSIBLE FOR MAINTAINING BACKUPS OF SUCH INFORMATION.

B) No Guarantee of Accuracy

TOP NETWORKS INC. DOES NOT GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ERRORS OR INACCURACIES IN ANY INFORMATION, CONTENT, RECOMMENDATIONS, OR MATERIALS AVAILABLE THROUGH THE SITE.

C) Information Provided for Informational Purposes Only

THE CONTENT ON WWW.TOPFINANZAS.COM IS PROVIDED FOR INFORMATIONAL, EDUCATIONAL, OR ENTERTAINMENT PURPOSES ONLY AND DOES NOT CONSTITUTE LEGAL, FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVICE. TOP NETWORKS INC. IS NOT A FINANCIAL INSTITUTION OR INSURANCE PROVIDER. BEFORE MAKING ANY FINANCIAL DE CISIONS OR IMPLEMENTING STRATEGIES, WE RECOMMEND CONSULTING PROFESSIONAL ADVISORS WHO UNDERSTAND YOUR UNIQUE CIRCUMSTANCES. USERS AGREE THAT THEY ARE RESPONSIBLE FOR THEIR OWN FINANCIAL RESEARCH AND DECISIONS, AND TOP NETWORKS INC. IS NOT LIABLE FOR ACTIONS TAKEN BASED ON INFORMATION PROVIDED THROUGH THE SITE.

D) No Warranties Regarding Third-Party Services

TOP NETWORKS INC. MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING ANY THIRD-PARTY SERVICES OR PRODUCTS ACCESSIBLE THROUGH THE SITE. TOP NETWORKS INC. ACTS SOLELY AS AN INTERMEDIARY BETWEEN USERS AND THIRD-PARTY PROVIDERS AND DISCLAIMS ANY LIABILITY FOR THE CONTENT OR SERVICES PROVIDED BY THIRD-PARTIES.

10. Limitation of Liability

IN NO EVENT WILL TOP NETWORKS INC., ITS AFFILIATES, OR ITS LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE.

NOTHING IN THESE TERMS SHALL LIMIT OR EXCLUDE OUR LIABILITY FOR DEATH OR PERSONAL INJURY RESULTING FROM OUR NEGLIGENCE, FRAUD, OR FRAUDULENT MISREPRESENTATION, OR ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED BY ENGLISH LAW.

TO THE FULLEST EXTENT PERMITTED BY LAW, TOP NETWORKS INC. AND ITS DIRECTORS, EMPLOYEES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SITE, EVEN IF TOP NETWORKS INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF, DESPITE THE ABOVE EXCLUSIONS, LIABILITY IS IMPOSED ON TOP NETWORKS INC., IT SHALL BE LIMITED TO THE GREATER OF THE AMOUNT PAID BY YOU FOR SERVICES (IF ANY) AND USD $100.

11. Indemnification

You agree to defend, indemnify, and hold harmless TOP NETWORKS INC., its affiliates, licensors, and service providers, and its respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms or your use of the Site.

12. Changes to the Terms

We may revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when we post them. Your continued use of the Site after the posting of revised Terms means that you accept and agree to the changes.

13. Governing Law and Jurisdiction

These Terms are governed by and construed under the laws of the Republic of Panama, without regard to conflict of law principles. All legal actions arising from or relating to these Terms shall be brought exclusively in the courts of Panama City, Republic of Panama.

14. Notifications

Notifications or messages to users regarding updates, changes, or other important information may be posted on the Site. For questions or issues, users may contact Top Networks Inc. at: info@topfinanzas.com.

15. General Provisions

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect. Top Networks Inc.’s failure to enforce any provision shall not be deemed a waiver of that provision or any other.

16. Contact Information

For questions or concerns about these Terms, you may contact us at:

Top Networks Inc.

  • Email: info@topfinanzas.com
  • Address: PANAMA, PANAMA CITY, AV. AQUILINO DE LA GUARDIA, OCEAN BUSINESS PLAZA BUILDING, FLOOR 12