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TopFinance UK Blog
Your source for insights on personal finance and financial solutions in the UK.
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Financial Solutions
Discover detailed reviews and comparisons of credit cards and loans available in the UK.
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24 October 2025
RBS Purchase & Balance Transfer CardThe RBS Purchase & Balance Transfer Card offers 0% interest on purchases for up to 20 months and 0% on balance transfers for up to 18 months. No annual fee. Representative 24.9% APR (variable).
24 October 2025
Bank of Scotland Credit CardsDiscover Bank of Scotland credit cards with options for everyday spending, balance transfers, large purchases, and credit building. Check eligibility with One Check without affecting your credit score.
24 October 2025
First Direct Credit CardDiscover the First Direct 1st Credit Card with 0% interest on purchases for 12 months, competitive rates, no annual fee, and award-winning 24/7 customer service. Representative 24.9% APR (variable).
24 October 2025
The Co-operative Bank Credit CardDiscover The Co-operative Members Credit Card offering 0.5% cashback at Co-op stores, 0.3% everywhere else, with no annual fee. Join the UK's original ethical bank. Representative 18.2% APR (variable).
24 October 2025
M&S Rewards Credit CardDiscover the M&S Rewards Credit Card offering reward points on all spending at M&S and beyond, exclusive member benefits, and competitive rates. Representative 23.9% APR (variable).
24 October 2025
Tesco Bank Clubcard Credit CardsDiscover Tesco Bank Clubcard Credit Cards offering 0% introductory rates, low APR options, and Clubcard points on everyday spending. Representative 24.9% APR (variable). Build credit whilst earning rewards.
24 October 2025
American Express Preferred Rewards Gold Credit CardThe American Express Gold Card offers premium Membership Rewards points, comprehensive travel insurance, and exclusive lifestyle benefits with a £140 annual fee. Representative 24.9% APR (variable).
24 October 2025
Nationwide Building Society Credit CardNationwide's Member Credit Card offers two introductory 0% options: up to 24 months on balance transfers or 15 months on purchases. Representative 24.9% APR (variable). Available exclusively to Nationwide members.
24 October 2025
HSBC Rewards Credit CardThe HSBC Rewards Credit Card offers reward points on everyday spending, 0% interest on purchases for 6 months, and a £25 welcome bonus. Representative 26.9% APR (variable).













