MarketFinance: Smart Business Finance Solutions for UK SMEs

MarketFinance offers a range of fast, flexible finance options for UK businesses, including business loans and invoice finance, designed to unlock working capital and fuel growth.

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Invoice Finance: Unlock cash tied up in unpaid invoices, typically up to 90% of the invoice value, often within 24 hours. Flexible options available.

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Business Loans: Access unsecured loans from £10,000 up to £500,000 for growth, working capital, or other business needs, with fast decisions.

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Fast & Simple Process: Leverage technology for quick online applications, minimal paperwork, and rapid funding decisions.

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Transparent Pricing: Clear, upfront information on rates and fees tailored to your business profile and the specific finance product.

MarketFinance (formerly MarketInvoice) is a leading UK fintech company specializing in providing working capital solutions to SMEs. They offer innovative products like invoice finance and business loans, designed to help businesses manage cash flow, invest in growth, and navigate operational challenges.

Unlocking Cash Flow with Invoice Finance

A core offering from MarketFinance is invoice finance. This allows businesses to unlock the cash tied up in their outstanding customer invoices, rather than waiting 30, 60, or 90+ days for payment. Businesses can typically receive up to 90% of the invoice value upfront, often within 24 hours. This provides immediate working capital to cover expenses, pay suppliers, or invest in new opportunities. MarketFinance offers both selective invoice discounting (choose which invoices to fund) and contract finance options.

Flexible Business Loans for Growth

MarketFinance also provides unsecured business loans, typically ranging from £10,000 to £500,000. These loans can be used for various purposes, including expansion projects, purchasing equipment, hiring staff, marketing campaigns, or general working capital. Repayment terms are usually flexible, often spanning 1 to 4 years, with fixed interest rates providing budget certainty.

Technology-Driven Speed and Simplicity

Leveraging fintech, MarketFinance offers a fast, streamlined application process. Businesses can apply online, often linking their accounting software (like Xero, Sage, QuickBooks) or providing bank statements digitally. This data-driven approach allows for quick credit assessments and rapid funding decisions, often much faster than traditional bank processes.

Additional Features:

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Transparent Costs: MarketFinance provides clear pricing structures for both loans (interest rate + potential arrangement fee) and invoice finance (discount fee + service fee), ensuring businesses understand the costs involved.

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Dedicated Support: Businesses often work with relationship managers who understand their needs and can provide guidance on the best finance solutions.

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Flexibility: Particularly with invoice finance, businesses can often choose which invoices to fund, providing control over their funding levels and costs. Business loans may also offer early repayment options (check specific terms).

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Focus on Established SMEs: MarketFinance typically works with established businesses with a proven trading history and consistent revenue streams.

Streamlined Application for Businesses

The application process is tailored for efficiency:

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Online Enquiry: Start with a quick online application, providing basic business details and funding requirements.

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Data Integration: Securely link accounting software or provide bank statements and financial accounts digitally for assessment.

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Fast Assessment & Offer: MarketFinance uses technology for rapid credit and risk assessment, providing clear offers quickly if approved.

Powering Business Ambition

MarketFinance plays a significant role in the alternative finance market, offering crucial working capital and growth funding to UK SMEs. Their focus on invoice finance provides a valuable tool for businesses facing cash flow challenges due to long payment terms from customers. Their business loans offer a fast alternative to traditional bank lending for investment and expansion.

For established UK SMEs seeking efficient, technology-driven finance solutions, particularly for managing cash flow or funding growth, MarketFinance offers tailored products designed to meet their specific needs.